Cardigan Mountain School A boarding and day school for boys in grades 6 through 9

Learn which assets are most commonly used to fund a gift.

 

Gifts by Will or Trust

A charitable gift from your estate is a favored method of giving that enables you to achieve your financial goals, maintain control of your assets, and benefit Cardigan.

Naming Us in Your Assets

While you may transfer many of your assets through your will or living trust, a document called a beneficiary designation controls distribution of your retirement plans, life insurance policies, commercial annuities and a variety of financial accounts.

Charitable Lead Trust

Make a substantial gift to Cardigan Mountain School in the form of fixed annual payments and pass assets to your family or other heirs at reduced tax cost.

Charitable Remainder Trust

A charitable remainder unitrust can help you maintain or increase your income while making a significant gift to Cardigan Mountain School. The charitable remainder unitrust is highly flexible. You can easily make gifts of assets that are not easily converted to cash using the unitrust. If your unitrust grows, your payments will grow too, providing a potential hedge against inflation.

The IRA Gift (QCD)

NEW LAW: No Required Minimum Distributions in 2020!

As a part of the CARES Act, Congress has temporarily eliminated most required minimum distributions (“RMD”) from retirement plans during 2020. Check with your financial advisor to see how this might affect you. Even without an RMD, a QCD remains a great way to make tax advantageous contributions. Learn more about the CARES Act

Stocks & Bonds

Giving appreciated stock that you have owned for more than one year is one of the most tax-advantaged ways to make charitable gifts. With careful planning, you can reduce your capital gains tax while supporting Cardigan Mountain School.

Retirement Assets

A gift of your retirement assets, such as an employee retirement plan, IRA, or tax-sheltered annuity, is an excellent way to make a gift. A gift of these assets can shield your heirs from taxes while funding Cardigan's future.

Life Insurance

Life insurance is a valuable asset for making a charitable gift. You can make a gift of a life insurance policy without diminishing other investments or assets earmarked for family members.

Real Estate

A gift of real estate allows you to preserve your cash assets, receive tax and income advantages, and make a significant charitable gift to Cardigan.

Personal Property

A gift of artwork, coins, antiques, or other personal property can be an excellent way to support Cardigan.

Donor-Advised Fund

A donor-advised fund can provide you with immediate tax benefits while making your charitable giving easier for years to come. Might a donor-advised fund be right for you? Here’s how it works.

Heritage Society


The Heritage Society recognizes those who make a planned gift to Cardigan, helping expand opportunities for future generations of students. With gifts large and small, members of The Heritage Society honor and sustain our mission, inspiring others to support our School.